New 24 Month CD

4.25% APY*

*Annual Percentage Yield.  $5,000.00 minimum and checking account relationship required.

1.    CLICK HERE FOR SPECIAL CD RATES

2. Online Loan Applications

You can now apply for a Mortgage, Home Equity Loan or Car Loan from the privacy of your home, at your convenience!  Just click on the Online Loan Application button and fill in the required information.  We will begin processing your application immediately!  What could be easier?
Click Here To Apply Online 

3. Reverse Mortgages FAQs:

       What is a reverse mortgage and who is eligible?

• A reverse mortgage is a loan that enables senior homeowners, age 62 and older, to convert part of their home equity into tax-free* income – without having to sell their home, give up title to it, or make monthly mortgage payments.  The loan only becomes due when the last borrower(s) permanently leaves the home.

      What are the advantages of a reverse mortgage?

• Remain independent: Tap into money you earned in the form of equity and avoid having to depend on relatives for financial assistance.
• Stay in your home: It allows you to remain in your home and retain home ownership.
• No monthly mortgage payments: You need not pay back the reverse mortgage loan nor make any monthly mortgage payments until you permanently move out of the home.
• Tax-free money: Because the money you receive from a reverse mortgage is not considered income, it is tax free* and will not affect your Social Security or Medicare benefits.

       How can I use the money I get from a reverse mortgage?

• You can use the money for anything you choose, from daily living expenses, home improvements, healthcare expenses, paying off existing debts, or simply enhancing your retirement years.  For many people, the money provides a “financial security blanket,” in case unexpected expenses arises.

       What kinds of homes are eligible?

• First and foremost, the reverse mortgage must be on the borrower(s) primary residence, that is, where they live most of the year.  Reverse mortgages are taken on single family, one-unit homes.

To receive an illustration of the benefits available to you, contact any of our branches or call 215-755-1500

*Consult Tax Advisor